If you are looking at equipping your vehicle with custom rims in Hesperia, CA, you will want to check insurance coverage first. Many drivers buy top-of-the-line rims only to discover that their insurance will not cover them after an accident or car theft. If you are seriously considering custom equipment for your vehicle, you may also want to check your insurance coverage so you do not have a bad surprise later. Here are four tips for assuring a high chance of replacement or repair if something happens to your rims:
- Call before installation: The best way to be sure of coverage is to call your insurance agent. Depending on your coverage, you may not receive full value for your rims after your car is totaled. Also, if you damage one tire, most policies will only cover that single tire, making things difficult if you want four matching rims and there is no replacement for the damaged one. You may be forced to install a mismatched rim, which will definitely detract from your customized look. So you have at least some idea of what to expect, ask your agent about coverage before you purchase custom rims. There may be an option to purchase additional coverage so you may retain your custom look. Get prices on that coverage and consider it in the cost of customization and installation.
- Keep your records: It is easier to get coverage if you have records related to the purchase. Not only will these show the cost and value of the rims, but it is proof that you purchased them as customized. Insurance companies frequently get caught up in details like this, so keep proof of what seems like obvious facts. After you install rims, keep all work orders and receipts in case of a future claim. Consider taking pictures of your vehicle after installation, as those can also prove useful in case of car theft.
- Use a specialized collision center: You are allowed to choose any body shop you desire after a collision, even if your insurance has a preference. Finding a shop knowledgeable in customized accessories can help facilitate a more effective dialogue with an insurance company. Not only will this expertise work on your side when coverage issues emerge, but you will also be given a higher quality repair. You take a big risk in compromising your investment when inexperienced workers repair your custom parts.
- Take time to research: Custom accessories add to the enjoyment and appearance of your car. It takes extra effort to maintain them, and insurance issues are often tricky. Deciding to wing it, only to find an expensive surprise after an accident, may mean not finding the right replacement or repair when the worst comes to pass. Taking this time can save you money later, so avoiding skipping these essential steps for insurance protection.
For custom rims in Hesperia, CA, call or visit Rezurxn Speed and Marine. Contact us today to start designing and building your new accessory.